当前位置：首页>其他>速看!2024年10月养老金制度正式并轨后,机关事业单位退休人员最重要的待遇优势要消失了!

速看!2024年10月养老金制度正式并轨后,机关事业单位退休人员最重要的待遇优势要消失了!

  • 2025-11-12 07:10:25

01

"老陈啊，你可算是捡了个大便宜!"我看着我这位老同学，满脸笑容地说道。
老陈在机关事业单位工作,明年就要退休了。以前,机关事业单位退休可是"金饭碗"啊,工资的80%到90%直接作为退休金,上下班两点一线,不用像企业上班那样累成狗。
老陈呵呵一笑:"是啊,我这辈子就是惦记着这口'铁饭碗'呢,可惜啊,好景不长!"
我一愣:"怎么?难道你要被开除不予退休了?"
老陈摇摇头,神情有些黯然:"没那回事,只是2024年10月份,我们的'金饭碗'就要变成'狗盆子'了。"

 02

原来,早在2014年,国务院就发文推行机关事业单位和企业养老金制度并轨改革,给了10年过渡期。这意味着,从2024年10月1日起,机关事业单位退休人员也要像普通企业职工一样,领取与个人缴费挂钩的养老金了。
我们都知道,现在企业职工的养老金水平是很低的。有的企业为了省钱,会把职工的工资底薪报得很低,导致缴纳的养老金基数也低。退休后领取的养老金,往往只有工资的30%到40%。
这可把老陈给愁坏了,他原以为安享晚年,没想到晚节不保,眼看着就要从"阶级老大哥"变成"穷亲戚"了。

 03

国家为了确保改革平稳过渡,也做了一些"过渡性安排"。
首先,对于2014年10月前就已经退休的老同志,他们的养老待遇维持不变,继续按照原制度领取高额退休金。
其次,对于2014年10月至2024年9月期间退休的同志,他们的养老金会按照"新老制度并行,高者适用"的原则发放,确保待遇不降反升。
再次,对于2024年10月后退休的同志,他们的养老金就要完全按照新制度发放了,不过国家也给予一些政策照顾,比如视同缴费年限。

 04

"所以啊,我这个2023年退休的'中间商',还算是捡了个大便宜。"老陈说,"不过,你们这些年轻人就惨了,以后就只能指望自己的那点儿养老金了。"
我笑着说:"放心吧,我们现在交的社保费用比你们高多了,将来退休金自然也就高些。再说,我们现在还可以购买企业年金和商业养老保险,给未来的退休生活多一份保障。"
"是啊,你们年轻人思路活络多了。"老陈感叹道,"不过,我们这些'老古董'也不是完全没有出路,听说还可以通过延长退休年龄,增加缴费年限来提高养老金水平呢!"
我拍了拍老陈的肩膀,开玩笑说:"那你打算延长到什么时候退休啊?70岁?80岁?"
老陈哈哈大笑,一脸坦然:"反正我是打算活到九十岁,到时候再退休不迟。"
看着老陈的乐观积极,我由衷地感到高兴。虽然养老金并轨改革给机关事业单位退休人员带来了一些影响,但只要我们都能够正视现实、主动作为,就一定能够安享晚年。
人生就是这样啊,当一扇门关上时,另一扇门就会打开。生活就像一次次的转弯,只要我们保持乐观、勇于面对挑战,就一定能够行稳致远。

 

05

就在我们谈笑风生的时候,一位老人拄着拐杖走了过来,看样子已经年过九旬了。
"老陈啊,你在和谁聊天呢?"老人问道。
"哦,这是我的老同学。"老陈给我介绍说,"这位就是我们单位的老王大爷,你看他现在都九十多岁了,可还在上班呢!"
我赶紧站起身,恭恭敬敬地说:"原来是老王大爷,我给您捶捶背。"
老王大爷哈哈大笑,拍了拍我的肩膀说:"年轻人,你以后也要像我这样,一直工作到九十岁才退休,那才是上上之选啊!"
我们相视而笑,心中都在暗自较劲。
是啊,养老金并轨改革带来的影响固然不小,但只要我们主动作为、因地制宜,就一定能够化解困难,安享晚年。
生活就像一次次的转弯,只要我们保持乐观、勇于面对挑战,就一定能够行稳致远。
未来虽然还有一些变数,但只要我们都能够正视现实、共同努力,就一定能够创造出一个更加公平、更有活力的社会。
就让我们拭目以待吧!
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“20连涨”已敲定!2024年养老金调整通知何时公布?历年涨幅分别是多少?答案来了!

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  116. /yingpanguazai/ssd/ssd1/www/www.rcgz.com.cn/vendor/topthink/think-orm/src/db/concern/AggregateQuery.php ( 3.26 KB )
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  119. /yingpanguazai/ssd/ssd1/www/www.rcgz.com.cn/vendor/topthink/think-orm/src/db/concern/ResultOperation.php ( 7.01 KB )
  120. /yingpanguazai/ssd/ssd1/www/www.rcgz.com.cn/vendor/topthink/think-orm/src/db/concern/WhereQuery.php ( 19.37 KB )
  121. /yingpanguazai/ssd/ssd1/www/www.rcgz.com.cn/vendor/topthink/think-orm/src/db/concern/JoinAndViewQuery.php ( 7.11 KB )
  122. /yingpanguazai/ssd/ssd1/www/www.rcgz.com.cn/vendor/topthink/think-orm/src/db/concern/TableFieldInfo.php ( 2.63 KB )
  123. /yingpanguazai/ssd/ssd1/www/www.rcgz.com.cn/vendor/topthink/think-orm/src/db/concern/Transaction.php ( 2.77 KB )
  124. /yingpanguazai/ssd/ssd1/www/www.rcgz.com.cn/vendor/topthink/framework/src/think/log/driver/File.php ( 5.96 KB )
  125. /yingpanguazai/ssd/ssd1/www/www.rcgz.com.cn/vendor/topthink/framework/src/think/contract/LogHandlerInterface.php ( 0.86 KB )
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  1. CONNECT:[ UseTime:0.000585s ] mysql:host=127.0.0.1;port=3306;dbname=rcgz;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000660s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.006928s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 1 [ RunTime:0.008097s ]
  5. SELECT * FROM `fenlei` WHERE `fid` = 2 [ RunTime:0.002971s ]
  6. SELECT * FROM `fenlei` WHERE `fid` = 3 [ RunTime:0.004974s ]
  7. SELECT * FROM `fenlei` WHERE `fid` = 4 [ RunTime:0.000274s ]
  8. SELECT * FROM `fenlei` WHERE `fid` = 5 [ RunTime:0.001158s ]
  9. SELECT * FROM `fenlei` WHERE `fid` = 6 [ RunTime:0.002359s ]
  10. SELECT * FROM `fenlei` WHERE `fid` = 7 [ RunTime:0.000251s ]
  11. SELECT * FROM `fenlei` WHERE `fid` = 37 [ RunTime:0.003575s ]
  12. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000669s ]
  13. SELECT * FROM `article` WHERE `id` = 242863 LIMIT 1 [ RunTime:0.006117s ]
  14. UPDATE `article` SET `lasttime` = 1762977279 WHERE `id` = 242863 [ RunTime:0.007031s ]
  15. SELECT * FROM `fenlei` WHERE `id` = 2 LIMIT 1 [ RunTime:0.000513s ]
  16. SELECT * FROM `article` WHERE `id` < 242863 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000468s ]
  17. SELECT * FROM `article` WHERE `id` > 242863 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001498s ]
  18. SELECT * FROM `article` WHERE `id` < 242863 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.012277s ]
  19. SELECT * FROM `article` WHERE `id` < 242863 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.049069s ]
  20. SELECT * FROM `article` WHERE `id` < 242863 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.016657s ]
0.196812s