
招聘企业:BMO
岗位名称:Commercial Banking Credit Analyst Internship, Summer 2023
工作地点:Irvine,United States of America
Role/Responsibilities
This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.- Acts timely, efficiently and independently, taking ownership of client satisfaction.
- May include focused calling and pipeline management activities.
- Provides advice and guidance to assigned business/group on implementation of solutions.
- Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
- Conducts thorough analysis of client capital and credit risk.
- Provides accurate financial analysis and risk assessment of new and existing customers.
- Partners with internal stakeholders for accurate, detailed client information.
- Develops credit information to make lending decisions on new, renewal and extension loans.
- Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.
- Prepares summary, present facts and offer opinions concerning credit worthiness.
- Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
- Provides input into the planning and implementation of operational programs.
- Builds effective relationships with internal/external stakeholders.
- Focus may be on a business/group.
- Thinks creatively and proposes new solutions.
- Exercises judgment to identify, diagnose, and solve problems within given rules.
- Works mostly independently.
- Broader work or accountabilities may be assigned as needed.
Qualifications
Typically between 3 – 5 years of previous Commercial Loan and Credit analyst experience required; however as part of the BMO campus program, we are looking for motivated individuals with a strong desire to learn.
- Credit qualification typically required; however as part of the BMO campus program, we are looking for motivated individuals with a strong desire to learn.
- In depth specific functional knowledge and broad business knowledge.
- Strong analytical skills.
- Exceptional skills in quantitative analytics and credit analysis skills.
- Highly developed written and oral communication skills.
- Strong proficiency in Microsoft Office products and the Internet.
- Strong interpersonal skills.
- Ability to work under limited supervision.
- Basic understanding of risk management concepts
- Ability to learn and adapt quickly.
- Excellent capability to independently and proactively service multiple clients.
- Specialized knowledge from education and/or business experience.
- Verbal & written communication skills - In-depth.
- Collaboration & team skills - In-depth.
- Analytical and problem solving skills - In-depth.
- Influence skills - In-depth.
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